While many students can study in Germany for free, living expenses are unavoidable. The cost of living in Germany is more expensive in certain areas – Munich, for example, is considered the most expensive German city to live in. The average monthly living cost in Germany for a student is around €850 (~US$962).
Living in Germany, rent will be your largest monthly expenses, though it is cheaper if you live in a shared flat (average rent of €280/~US$340 per month) or a student hall of residence (€234/~US$290 per month).
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Based on data from DAAD, other average monthly costs are as follows;
€168 (~US$205) for food
€42 (~US$52) for clothes
€94 (~US$115) for transport
€31 (~US$38) for telephone, internet and TV license
€20 (~US$25) for work/study materials
€61 (~US$75) for leisure activities.
To find living expenses for specific cities in Germany (and compare them to the average costs in your home city), Numbeo is a useful tool.
You won’t need a visa to study in Germany if you’re an EU national or a citizen of Iceland, Liechtenstein, Norway or Switzerland. Otherwise, expect to pay €75 (~US$85) for your student visa, but there are also fee reductions or waivers for Schengen visas. In order to fulfill the visa requirements, you will need to show proof you have, or have access to, around € 10,236 (~US$11,582) per year.
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You will also need health insurance as a pre-condition of registering at a German university. If you’re a resident of a country within the EU or EEA, there should be a social security agreement between your country and Germany. This means that if you have public health insurance, you should be covered in Germany as well. If your health insurance isn’t valid in Germany, expect to pay around €80 (~US$97) per month to cover this.
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