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At a point in time, we all struggle with insufficient funds, we need help, we know we’d be financially stable soon, but we might not be able to wait till then and asking people around is no option for us. We need emergency or urgent 2k, who will we ask or how will we ask, 2k? We don’t want to belittle ourselves. I’ve been saying we all morning, are you part of the we and need where to get emergency funds? Do you need where to get your urgent 2k without calling a friend? These are 10 top loan apps you can get your urgent 2k

Disclaimer – We aren’t advocating or serving as an affiliate for any of this loan company . This article is basically an insight for anyone who needs it . Ensure you read the agreement to know the interest rate and other important information and ensure to pay back before due date

1. Carbon Formerly

Also called PayLater is the first on the list of best loan apps in Nigeria.
It is a simple, entirely online lending platform that provides short-term loans to help cover unexpected expenses or urgent cash needs.
With just an Android device and basic requirements, you can apply for a Paylater loan 24 hours a day, 7 days a week with a quick application process that lets you know your status within minutes.


2. Fair Money

This app is ranked second among the top best loan apps in Nigeria.
To complete a quick and simple application process, simply download the app from the Google Play Store, receive your funds (without collateral) and pay back within 15 days or one month.
You should be aware that there will be certain terms and restrictions associated to the loan, so read carefully.

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3. Palm Credit

Palm credit is basically an android app that provides loans to users of the app.
It is very easy and quick. Palm credit loan is limited to individuals that are 18 years and above and the loan amount is within the range of #2,000 to #100,000
With just a few steps then you have everything in your control to get the loan you want.

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4. Branch App

This is the third app on my list of the best loan apps in Nigeria. Borrowing money on branch app is simple and can be completed in as little as 10 minutes.
Branch does not demand any type of collateral in order to obtain loans. To get a loan, all you need is your phone number or Facebook account, as well as your bank verification and that’s all.

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5. Migo

Migo formerly known as Kwikmoney is also among mobile loan apps in Nigeria.
It bridges the gap between you and your needs by making loans readily available.
The only thing you need is your Smartphone and the SIM registered to your bank account.

6. Quick Check

This is a modern lending platform that For Nigerians, either for individual or small business owners.
Users can access quick loans of up to #30,000 without any collateral for a duration of either 15 or 30 days.
The more loans you take and repay on time, the higher your credit score and you gain access to even higher amounts!

7. Aella Credit

It offers loans from #1,500 up to #90,000 with no payment for late feesThey have a monthly interest rate in the range of 4%-29% with a loan tenure of 30-60 days.

8. Credit Ville

Credit ville is an online moneylender that provides Payroll based consumer loans to eligible individuals through their employer.
The amount borrowed is then deducted from their monthly salary.
Credit Ville can provide an urgent or emergency loan quickly in your account after meeting the necessary conditions

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9. Kiakia

Kia kia in Yoruba language means quick and fast. Kia Kia is one of the best loan Apps in Nigeria because it is faster and easier.
It is one of Nigeria’s pioneer digital lenders and also the leading peer-to-peer marketplace, KiaKia offers secured and unsecured loans and also participates in well-structured profit-sharing business transactions.


This is one of the best instant loan apps without salary slip, it has become one of the best platforms in this field. For any work, you can acquire rapid personal loans ranging from 5,000 to 50,000, and you won’t have to wait long for approval.

These are 10 loan apps you can get your urgent 2k without having to disturb anyone of your friends if you don’t want to. Ensure you pay back every loan you apply and receive, this is the best advice

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